Best Mortgage Rates : Mississauga Toronto Ontario : Search Mortgage : Fixed Variable

Mortgage Rates Toronto & Mississauga Ontario

Today’s Special
5-Year Variable : 5.99% 3-Year Fixed

My team of Licensed Mortgage Brokers will search over 100 lenders to get you the best mortgage rates that best fit your needs. We deal with new mortgages, refinancing, and many special situations.

check1 Credit Check = 100+ Mortgage Rates

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A Mortgage Rate For Every Scenario, What’s Yours?

I am Rate-Shopping

You have an approval from your bank but you feel that there are better deals out there. Let us know what rate to beat, and we’ll beat it, simple as that!

I want a home equity loan

You have been in your home for at least 1 year and would like to turn your equity into a loan or line of credit at an interest rate much lower than a loan or credit card. 

I am self-employed

Can’t prove your real income? Many banks treat self-employed and commission sales as second-class citizens. Luckily we know lenders that want your business without sacrificing your rate.

Refinance or renew my mortgage

Whether your mortgage is up for renewal or not. We will refinance your existing mortgage while providing you additional funds to consolidate, invest, etc. at the lowest rate and save you money in the long-term.

I just started a new job

The big-5 banks won’t approve you, just because you changed jobs. Don’t get discouraged. We have a lender that will accept your new job while you are on probation.

I have bruised credit

If your credit history is not perfect, you can still get a good mortgage rate. We can find an A or B-lender that will look at your overall situation, not just your credit score. 

Rentals or Second Homes

The big-5 banks will structure your mortgage exactly how you tell them, however, what you say may work against your rate or insurance premium. We have creative solutions to work in your favor. Let’s talk!

Private & Second Mortgages

Look no further! We have 20+ private and 30+ second mortgage options to get you the best deal with a close eye on mortgage rates – Up to 90% of the value of your home!

In addition to consolidating debt and home equity loans, there are more products we offer. And it’s all FREE.

Interest Rates are historically low – This makes it relatively easy to take out a mortgage. The lower the fixed rate or variable rate, the lower you pay for the house and the faster you can pay off the mortgage. Use our mortgage calculator to play around with different mortgage rates and see how it effects your monthly payments!

Jason found a more flexible mortgage

“I would use Search Mortgage again for any future mortgage needs. They are very knowledgeable and always returns my calls. He put me in a mortgage that was half line of credit, half mortgage, I had no clue this product even existed!”

Jason Nylund, Toronto

Our 5-Year Fixed Rate
% 5.49%
Mortgage Rates changes daily

Saw it lower? We’ll beat it!

6.20% – Variable Rate

Compare industry 5-Year Fixed mortgage rates as of

Don’t Just Take Your Bank’s “Exclusive Rate”.

5 Reasons To Shop Around With A Broker:

Better Mortgage Rates

Let us shop around – We can often get better deals than you at the big-5 banks. We negotiate special group rates for our clients as well we can use our commission to get you an even lower rate. A broker can save you thousands. In most cases, we can even guarantee the lowest rate!

Second chances – Even if you’re turned down by the big banks, we might still get you a deal with an A-lender (bigger banks that offer better rates). How? We know which lenders use which rules to qualify you.

Know Disadvantages Of Ultra-Low Rates – A low rate can be deceptive. You might get a low rate on your mortgage, but if you sell early or refinance, your bank may punish you using a higher posted rate. We can find you the same rate without that risk. Or we can find you a better mortgage altogether that will serve you better. Sometimes a higher rate can save you money in the long term or improve your cash flow in the short-term (e.g., with interest-only payments).

More Mortgage Options

We have relationships with over 100 lenders. We can find you diverse and flexible options not offered by the big banks.

Here are some ways we’ve made our clients’ mortgages more flexible:

Count a greater % of your rental incomePurchase with as little as 5% down

Pay Interest-Only = More cash in your pocket 35-Year Am Mortgages

Mortgage & Credit-Line Combo Non-Provable Income.

1 Credit Check = 100+ Lender Options & Save Your Score

Get more options and protect your credit score. Every bank you get a quote from will run a credit check, which will lower your credit score. When we shop around for you, we’ll do a single credit check so we don’t hurt your credit score, even if we’re checking dozens of lenders.

Donald Trump says “Get a Mortgage Broker, Get a Good One…”

Did you know that the lender currently with the lowest rate is not a big-5 bank? And the only way to use this lender is through a mortgage broker!

Did you know that TD has the highest prime rate of the big-5 banks? This means although their variable might be advertised at Prime minus .5% but their prime rate is actually higher than everyone else, misleading, don’t you think!

These are only a couple examples of how a mortgage broker can save and make you money!

Our Mortgage Rate Shopping Services Are FREE

We get paid a commission by the bank where you get your mortgage, but we don’t work for banks. We are not loyal to any bank or lender. We work for you. That’s why we’ll sometimes use our own commission to buy down your rate – so you get an even better mortgage rate!

Beware The Cheapo, Zero Service Guys

Some companies will drop their rates below competition to the point that they have no money left to offer any service. Your mortgage is important. Avoid sloppy or last-minute paperwork. We’ve seen it, and trust us. You want this to go smoothly.

When you get a mortgage through us, we take care of everything. We ask for documents upfront, so it’s all ready for the big day. No last minute surprises.


Ready To Talk About It?

We’ll look at your unique situation and offer 2-3 options for you to think about. We work with only licensed and insured lenders. A smaller lender can offer a better mortgage than your big bank.
Shop around!

    I want to talk about...

    My Max Down Payment/Equity (In Dollars)

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    My First & Last Name

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    Be prepared for an immediate call to discuss your mortgage needs!
    We respond within 3 hours on weekdays. No obligation. You’re just shopping around.

    Get help from Sterling Wong and his team of licensed
    mortgage specialists…Finance the Smart Way!

    Toll-Free: 855.241.RATE (7283)

    416.993.7653 ext.3
    Search Mortgage Corp.
    50 Village Centre Pl. Suite 100
    Mississauga, Ontario L4Z 1V9
    Br#12652 : Lic#M08008042

    Mortgage Calculator : Apply Now : Contact Us