Hire A Mortgage Broker 

Best Mortgage Products & Rates For Any Life Situation

My team of Licensed Mortgage Specialists will search over 100 lenders to get you deals that best fit your needs. We deal with new mortgages, refinancing, and many special situations.

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Tell Us Your Story

I just started a new job

The big-5 banks won’t approve you, just because you changed jobs. Don’t get discouraged. We have a lender that will accept your new job while you are on probation.

I have bruised credit

If your credit history is not perfect, you can still get a good mortgage rate. We can find an A or B-lender that will look at your overall situation, not just your credit score. 

I am on mat leave

The big-5 banks won’t use your mat-leave income, don’t get discouraged. We have an institution that will use 100% of your income prior to your mat leave.

I have rental income

If you own investment properties, the big-5 banks will ignore a big chunk of your rental income. We will have the institution that will count most or all of your rental income.

I am self-employed

Can’t prove your real income? Many banks treat self-employed and commission sales as second-class citizens. Luckily we know lenders that want your business without sacrificing your rate.

I want to refinance & consolidate

Whether your mortgage is up for renewal or not. We will refinance your existing mortgage while providing you additional funds to consolidate, invest, etc. at the lowest rate and save you money in the long-term.

In addition to consolidating debt and home equity loans, there are more products we offer. And it’s all FREE.

Jason found a more flexible mortgage

“I would use Search Mortgage again for any future mortgage needs. They are very knowledgeable and always returns my calls. He put me in a mortgage that was half line of credit, half mortgage, I had no clue this product even existed!”

Jason Nylund, Toronto

Compare industry 5-Year Fixed mortgage rates as of February 21st, 2017





Don’t Just Take Your Bank’s “Exclusive Rate”.

5 Reasons To Shop Around With A Broker:

Better Rates

We can often get better deals than you at the big-5 banks. We negotiate special group rates for our clients. A broker can save you thousands. In most cases, we can even guarantee the lowest rate!

More Options

We have relationships with over 100 lenders. We can find you diverse and flexible options not offered by the big banks.

Here are some ways we’ve made our clients’ mortgages more flexible:

Count a greater % of your rental income  Purchase with as little as 5% down

Pay Interest-Only = More cash in your pocket 35-Year Am Mortgages

Mortgage & Credit-Line Combo Non-Provable Income.

Know Disadvantages Of Ultra-Low Rates

A low rate can be deceptive. You might get a low rate on your mortgage, but if you sell early or refinance, your bank may punish you using a higher posted rate. We can find you the same rate without that risk. Or we can find you a better mortgage altogether that will serve you better. Sometimes a higher rate can save you money in the long term or improve your cash flow in the short-term (e.g., with interest-only payments).

One Credit Check To Protect Your Credit Score

Every bank you get a quote from will run a credit check, which will lower your credit score. When we shop around for you, we’ll do a single credit check so we don’t hurt your credit score, even if we’re checking dozens of lenders.

Second Shot At The A-Team

Even if you’re turned down by the big banks, we might still get you a deal with an A-lender (bigger banks that offer much better rates). How? We know which lenders use which rules to qualify you.

Beware The Cheapo, Zero Service Guys

Some companies will drop their rates below competition to the point that they have no money left to offer any service. Your mortgage is important. Avoid loppy or last-minute paperwork. We’ve seen it, and trust us. You want this to go smoothly.

When you get a mortgage through us, we take care of everything. We ask for documents upfront, so it’s all ready for the big day. No last minute surprises.

All Our Services Are FREE

We get paid a commission by the bank where you get your mortgage, but we don’t work for banks. We are not loyal to any institution. We work for you. That’s why we’ll sometimes use our own commission to buy down your rate – so you get a better deal!

Ready To Talk About It?

We’ll look at your unique situation and offer some options for you to think about. We work with only licensed and insured lenders. A new, smaller lender can offer you a better mortgage than your big bank. Shop around.

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    Briefly explain your situation

    We respond within 8 hours on weekdays. No obligation. You’re just shopping around.

    Get help from our licensed mortgage specialists

    Toll-Free: 855.241.RATE (7283)


    Search Mortgage Corp.
    50 Village Centre Pl. Suite 100
    Mississauga, Ontario L4Z 1V9