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Best Mortgage Rate For Any Life Situation

My team of Licensed Mortgage Specialists will search over 100 lenders to get you best deals that best fit your needs. We deal with new mortgages, refinancing, and many special situations.

One credit check, 100+ lenders
Lowest rate guaranteed
All Services are FREE

Tell Us Your Story

I just started a new job

Some banks won’t approve you, just because you changed jobs. Don’t get discouraged. We can find you an institution that will count your new job.

I have bruised credit

If you credit history is not perfect, you can still get a good mortgage rate. We can find an A lender that will look at your overall situation, not just your credit score.

I am on mat leave

Some banks won’t approve you, just because you changed jobs. Don’t get discouraged. We can find you an institution that will count your new job.

I have rental income

If you own investment properties, many banks will ignore a big chunk of your rental income. There are lenders that that will count most or all of our income, and we know who they are.

I am self-employed

Many banks treat self-employed and occasional workers as second-class citizens. Luckily we know lenders that want your business and will give you a great rate too.

I may sell or refinance soon

Your bank will penalize you if you refinance or sell early. Their “low rate” deal may end up costing you thousands. Let us find you a mortgage deal that will save you money in the long term.

We can also consolidate your debt , arrange a home equity loan, and more. And it’s all FREE.

Jason found a more flexible mortgage

jason

I would use Search Mortgage again for any future mortgage needs. They are very knowledgeable and always returns my calls. He put me in a mortgage that was half line of credit, half mortgage, I had no clue this product even existed!

Jason Nylund, Toronto

Marilyn and Jessica (Mortgage Team) are the best !!! After an initial phone call, they quickly set the wheels in motion to make sure my client had what they needed to have for the mortgage approval. They are quick to respond, always happy to help, and the most supportive and joyful. We (Gagan Gill & Harjot Khatra Realtors) are very proud to be a part of Search Realty Corp Brokerage/Mortgage and recommend Search Realty for all your needs!

- Gagan Gill

Compare industry mortgage rates

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2.9%

2.8%

2.6%

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2.9%

Don’t Just Take Your Bank’s “Exclusive Rate”.

5 Reasons To Shop Around With A Broker:

1. Better Rates

We can often get better deals than you at the big banks. We negotiate special group rates for our clients. A broker can save you thousands.

2. More Options

We have relationships with over 100 lenders. We can find you diverse and flexible options not offered by the big banks.

Here are some ways we’ve made our clients’ mortgages more flexible:

Count a greater % of your rental incomeStart with less than 20% down

Pay interest only = more cash in your pocketEnjoy mortgage-free months

Combination of mortage and credit linesomething else

3. Know Disadvantages Of Ulta-Low Rates

A low rate can be deceptive. You might get a low rate on your mortgage, but if you sell early or refinance, your bank may punish you using a higher posted rate. We can find you the same rate without that risk. Or we can find you a better mortgate altogether that will serve you better. Sometimes a higher rate can save you money in the long term or improve your cash flow in the near term (e.g., with interest-only payments).

4. Once Credit Check To Protect Your Credit Score

Every bank you get a quote from will run a credit check. When we shop around for you, we’ll do a single credit check so we don’t hurt your credit score, even if we’re checking dozens of lenders.

5. Second Shot At The A-Team

Even if you’re turned down by the big banks, we might still get you a deal with an A-lender (bigger banks that offer much better rates). How? We know which lenders use which rules to qualify you.

Beware The Cheapo, Zero Service Guys

Some companies will drop their rates below competition to the point that they have no money left to offer any service. Your mortgage is important. Avoid loppy or last-minute paperwork. We’ve seen it, and trust us. You want this to go smoothly.

When you get a mortgage through us, we take care of everything. We ask for documents upfront, so it’s all ready for the big day. No last minute surprises.

All Our Services Are FREE

We get paid a commission by the bank where you get your mortgage, but we don’t work for banks. We are not loyal to any institution. We work for you. That’s why we’ll sometimes use our own commission to buy down your rate – so you get a better deal!

We work with only licensed and insured lenders. A new, smaller lender can offer you a better mortgage than your big bank. Shop around.

Ready To Talk About It?

We’ll look at your unique situation and offer some options for you to think about.

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    We respond within 8 hours on weekdays. No obligation. You’re just shopping around.

    Get help from our licensed mortgage specialists

    Toll-Free: 855.241.RATE (7283)

    416.993.7653

    Info@SearchMortgage.ca
    Search Mortgage Corp.
    50 Village Centre Pl. Suite 100 Mississauga,
    Ontario L4Z 1V9

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